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中小企业是我国国民经济的关键组成部分,在劳动力就业,多样化产品与服务的供给等方面扮演着重要的角色。然而由于激烈的市场竞争,近些年来许多中小企业的生存与发展面临较大困难,其中融资难问题一直影响和制约着中小企业的进一步发展。本文通过对中小企业的融资现状进行分析,探析中小企业融资难的原因,为解决我国中小企业融资难问题提供一种可靠的、有效的建议。
Small and medium-sized enterprises (SMEs) are a key component of our national economy and play an important role in employment of labor force and supply of diversified products and services. However, due to fierce market competition, many small and medium-sized enterprises (SMEs) are facing great difficulties in their survival and development in recent years, and the financing difficulties have been influencing and restricting the further development of SMEs. This article analyzes the financing status of small and medium-sized enterprises, analyzes the reasons for the financing difficulties of small and medium-sized enterprises, and provides a reliable and effective suggestion for solving the financing difficulties of small and medium-sized enterprises in our country.