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1.社会保险是政行为,政府是倡导者、组织者、执行者,一旦社保基金出现赤字,政府一定会设法弥补;商业保险是企业行为,保险公司与投保人保持商品买卖关系,无政治色彩。
1. Social insurance is a political act. The government is an advocate, organizer and implementer. Once the deficit exists in the social security fund, the government will try to make up for it. Commercial insurance is the behavior of enterprises. Insurance companies and the policyholders maintain the relationship between buying and selling of commodities. .