一、前言“风险无处不在”。最近几年,风险管理的理念已经在公司和企业广为流行。风险管理是一个常识性方法论,为企业内部决策指出了明确的方向和途径,旨在识别可能会影响企业的潜在因素,并对风险进行管理以使其在该企业的风险容量之内,并为企业的目标 First, the foreword “risk is everywhere ”. In recent years, the concept of risk management has become prevalent in companies and businesses. Risk management is a common-sense methodology that sets out clear directions and pathways for internal decision-making in order to identify potential factors that can affect the business and to manage the risk so that it is within the firm’s risk capacity and Business goals