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为保障用人单位及劳动者的合法权益,尽量减少因工伤事故给劳动者本人及其家属带来的伤害,减轻用人单位的负担和更大损失,减少劳动争议和劳资纠纷,避免因此而产生的诸多不稳定因素。本文对工伤保险的五项基本原则进行了详细说明,对工伤保险的作用和目的进行了概括,明确了工伤保险对劳动者的意义,阐述了工伤保险基金的征收原则及费率确定原则。对工伤认定的标准进行了严格界定,明晰工伤与非工伤的真正区别,并对工伤赔偿费的构成进行了概括说明。
In order to protect the legal rights and interests of the employer and the employee, minimize the injury to the worker and his / her family members due to the accident, reduce the burden on the employer and greater loss, reduce labor disputes and labor disputes, and avoid the resulting Many unstable factors. This paper describes in detail the five basic principles of work injury insurance, summarizes the role and purpose of work injury insurance, clarifies the significance of work injury insurance to workers, and expounds the principle and rate determination of the work injury insurance fund. The criteria for the identification of work-related injuries were rigorously defined, the real difference between work-related injuries and non-work-related injuries was clarified, and the composition of work injury compensation fees was summarized.