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保险业的发展,使保险统计在信息咨询、微机操作、规范化管理和综合分析方面都取得较快的进展.随着保险市场的形成和保险核算体制的改革,要求保险企业在发展保险业务的同时,必须不断提高自身的经济效益.困此,保险统计的职能应从单一的宏观数字统计,转向即有宏观统计又有微观监测等项职能.开展统计监测要做好以下几方面的工作.一、明确统计监测内容.实行统计监测就是对保险业务的收支情况、各险种的赔付情况、影响保费收人和赔款支出的主要因素进行经常的监督与观察,及时发现问题,以便采取必要的调控措施,保证企业的正常经营和取得良好的效益.概括起来监测内容主要包括以下几项.
With the development of the insurance industry, insurance statistics have made rapid progress in information consultation, microcomputer operation, standardized management and comprehensive analysis.With the formation of the insurance market and the reform of the insurance accounting system, insurance companies are required to develop insurance business , We must continue to improve our own economic benefits.Therefore, the function of insurance statistics should shift from a single macro-level statistics to macro-level and micro-level monitoring functions.To carry out statistical monitoring, we should do a good job in the following aspects: First, Clearly monitor the content of statistics. The implementation of statistical monitoring is the insurance business receipts and expenditures, the various types of insurance payments, the impact of premium income and compensation expenses of the main factors of regular supervision and observation, timely detection of problems in order to take the necessary control measures , To ensure the normal operation of the enterprise and obtain good benefits.To sum up the monitoring mainly include the following.