论文部分内容阅读
最近,笔者对10个租赁企业进行调查,发现了一些需要研究解决的问题。一是租赁企业用贷问题难以解决。企业的技术改造、扩大生产规模、上新产品所需资金,银行不肯贷给,即使贷给,也难找到担保单位。二是租赁企业短期行为难克服。笔者所调查的10家租赁企业的承租期一般在三年以下,承租人没有进行固定资产投资的动力,承租人一般只愿意在现有家底基础上做文章,急功近利,不愿意为企业扩大再生产下本钱,导致行为短期化。三是租赁企业党组织的保证监督作用难发挥。有的企业党组织负责人当了承租
Recently, the author investigated 10 leasing companies and found some problems that need to be solved. First, it is difficult to solve the issue of lending by leasing companies. The company’s technological transformation, the expansion of production scale, and the funds required for new products, the bank refused to lend, even if the loan, it is difficult to find a guarantee unit. Second, the short-term behavior of leasing companies is difficult to overcome. The leasing period of the ten leasing companies investigated by the writer is generally less than three years. The lessee has no incentive to invest in fixed assets. The lessee is generally willing to make a fuss on the existing foundation, and is quick to make profits, and is unwilling to expand the reproduction for the enterprise. The capital, leading to short-term behavior. Third, the role of the supervision and supervision of the party organizations of leasing enterprises is difficult to play. Some corporate party organization leaders became tenants