论文部分内容阅读
新年了,许多上班族家庭期待已久的年终奖,终于可以尽收自己囊中。但面对这笔既是计划以内,又属于计划之外的钱财,到底该如何去打理,怎样把它变成一棵“生财树”呢?理财专家为五类上班族家庭巧支招,帮助他们去正确打理年终奖。第一类家庭:大众之家理财方案典型案例:张志林是一家广告公司的策划经理,每月基本收入约3000元左右,爱人则在一家小工厂做工人,收入比较低,每月只有500元左右的工资,家中还有两位老人。年终到了,张志林工作比较出色,按照广告公司的有关规定,预计他的年终奖约有10000元左右,再加上家中存款10万元左右。夫妻二人希望实现现有资金的“利益最大化”。
New Year, many office workers long-awaited end of the year award, and finally be able to get your own pocket. However, in the face of this plan, both belong to the money outside the plan, in the end how to take care, how to turn it into a “tree of life”? Financial experts for the five types of office workers clever trick , Help them to correctly manage the year-end bonus. The first type of family: VW family financing program Typical case: Zhang Zhilin is an advertising company planning manager, monthly basic income of about 3,000 yuan, lover is a small factory workers, the income is relatively low, only about 500 yuan per month Wages, there are two elderly home. End of the year, Zhang Zhilin work quite well, in accordance with the relevant provisions of advertising companies, is expected to have his year-end bonus of about 10,000 yuan, plus the home deposit of about 100,000 yuan. The couple hope to achieve the “maximum benefit” of the existing funds.