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近几年来,多次听到一些行的同志反映,个别粮食企业对基层行在贷款未到期时的收贷行为提出异议。近来,经对借款合同、借据等有关文本的进一步学习和研究,考虑企业所提意见,是针对借款合同和借据中确定的还款日期(期限)而言的,其原因是个别基层行相关工作不到位。一、关子企业借款和还款银行信贷资金的运动,是一个“二重支付、二重归流”的过程。企业经申请获得银行贷款后,在完成一个资金的使
In recent years, some comrades who repeatedly heard some reports reflected that some grain-processing enterprises have raised objections to the grass-roots banks’ loan-collection behavior when loans are not expired. Recently, considering further studies and studies on borrowing contracts, loans and other related texts, considering the comments made by enterprises is based on the repayment dates (deadlines) set out in the loan contracts and borrowings because of the related work of individual grassroots banks Did not do well. First, the off of corporate loans and repayment of bank credit funds movement, is a “double payment, double return” process. After applying for a bank loan, the enterprise finishes the use of a fund