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尽管近年来随着经济的发展,企业年金的发展速度非常快,但是从国家制定相关规定到企业完善年金的运作机制,还需要较长的一段时间。养老地产是指在人口老龄化大趋势下,由房地产企业或相关的社会机构开发的适合老年人居住、迎合老年人心理特点及生理特点、能够满足老年人社会活动需求,为老年人健康生活提供良好条件的住宅产品类型。该类老年住宅产品同时具有经济增值、生活料理以及精神安慰等功能。金融创新应用于养老地产的发展方向与建议中国目前已跨入老龄化国家的行列,并且将逐渐发展为高度老龄化的国家。预计到2040年我国的老
In recent years, with the development of economy, the development of enterprise annuity has been very fast. However, it still takes a long period of time from the formulation of relevant regulations by the state to the operation mechanism of perfecting enterprise annuity. Elderly real estate refers to the general trend of population aging, developed by the real estate business or related social institutions suitable for the elderly to meet the psychological characteristics and physiological characteristics of the elderly, to meet the needs of social activities of the elderly, for the elderly to provide a healthy life Good condition for residential product types. Such elderly residential products also have economic value-added, living cuisine and spiritual comfort and other functions. Financial innovation applied to the development of pension real estate direction and recommendations China has now entered the ranks of aging countries, and will gradually develop into a highly aging country. It is estimated that by 2040 our country will be old