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天津市以创业培训为切入点,将项目开发、专家咨询、创业培训和融资服务有机结合,提高了下岗失业人员创业成功率,较好发挥了小额担保贷款作用。截止2004年6月中旬,全市5194人参加创业培训,其中1618人申请并获得了小额担保贷款,贷款余额达到3410万元。同时,通过创办企业及扩大企业规模共吸纳2万多人就业,小额担保贷款按期还款率达到90%以上,实现了创业培训与小额担保贷款的相互结合,相互促进。
Starting from entrepreneurship training, Tianjin has integrated project development, expert consultation, entrepreneurship training and financing services to improve the success rate of entrepreneurship for laid-off workers and give play to the role of small-sum guaranteed loans. As of mid-June 2004, 5194 people in the city participated in entrepreneurship training, of which 1618 people applied for and obtained small secured loans with loan balance of 34.1 million yuan. At the same time, through starting a business and expanding the scale of enterprises, a total of more than 20,000 jobs were absorbed. The repayment rate of small-sum guaranteed loans was over 90%. The combination of entrepreneurship training and small-sum guaranteed loans achieved mutual promotion and mutual promotion.