一、问题 毫无疑问,依法收贷是强化信贷管理、盘活信贷资金、减少资金风险、防止资金损失的有效措施,已为行社广大员工所共识。然而,当前行社在依法收贷中存在的问题亦不可忽视。 ——起诉时错投管辖机关。民事诉讼法规定:民事案件的审判权由人民法院行使。少数所社在起诉中缺乏民事诉讼基本常识,对诉讼程序不够了解,甚至不知道人民法院是受理民事案件的唯一审判机关。因此,不向法院起诉,而向公安派出所、法律事务 First, the problem There is no doubt that debt collection and lending according to law is an effective measure to strengthen credit management, activate credit funds, reduce funding risks and prevent financial losses. However, the problems existing in current law-making and collecting loans by law can not be ignored. - At the wrong time to sue the jurisdiction authority. The Code of Civil Procedure stipulates that the jurisdiction of civil cases shall be exercised by the people’s court. In the prosecution, a few agencies lack the basic knowledge of civil procedure, do not know enough about the procedure and do not even know that the people’s court is the only judicial institution that accepts civil cases. Therefore, not to the court, but to the police station, legal affairs