论文部分内容阅读
信贷档案管理是信贷基础管理的重要环节,也是银行档案管理体系的重要组成部分。广东省分行高度重视信贷档案管理工作,2007年根据总行相关办法和该省实际制定了《中国农业发展银行广东省分行信贷档案管理实施细则》,按照“分级分类、部门立卷、定期移交、统一保管、综合利用”的原则实行全流程标准化管理。其后又根据业务实际和CM2006系统要求多次修订,经过几年持续努力,对外维权的法律文本和对内尽职的流程资料已全部纳入信贷
Credit file management is an important part of the basic credit management, but also an important part of the bank’s file management system. Guangdong Branch attached great importance to the management of credit records. In 2007, according to the relevant measures of the Head Office and the actual conditions in the province, the Detailed Rules for the Administration of Credit File Management of Guangdong Branch of China Agricultural Development Bank were formulated in accordance with the rules of classification, departmental rolls, Unified custody, comprehensive utilization "principle of implementation of the whole process of standardized management. Then it was revised several times according to the actual business and the system requirements of CM2006. After several years of sustained efforts, the legal texts of external rights protection and the due diligence process information inside the bank have been fully incorporated into the credit