购买保险不同于银行储蓄,中途退保会给投保人带来一定的经济损失。根据《保险法》,保险公司在以下情况出现时,应当按照合同约定向投保人退还保单的现金价值: 1．保险公司根据规定解除保险合同,且投保人已经交足2年以上的保险费;2．以死亡为给付保险金条件的合同,自合同成立之日起2年内被保险 Buying insurance Unlike bank savings, surrender insurance will bring certain economic losses to policyholders. According to the Insurance Law, an insurance company shall refund the policyholder’s cash value as stipulated in the contract when the insurance company: 1. Insurance companies in accordance with the provisions of the lifting of the insurance contract, and the insured person has paid more than 2 years of insurance premiums; The death of the contract for the payment of insurance benefits are insured within two years from the date of the contract