A method is presented to calculate the spectral-resolved opacity for non-local-thermodynamic-equilibrium plas mas. With the present method, the configuration population is obtained by solving the rate equations within the framework of configuration-averaged approximation in which the cross sections are calculated based on the first-order perturbation theory. The transition properties are calculated by using the unresolved transition array model. As the illustration, the frequency-dependent opacities of Al and Au plasmas are calculated and compared with the simulation results of the super configuration collisional radiative code. General agreements are obtained and there are some discrepancies for opacity of high-Z elements.