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当前互联网技术的发展速度越来越快,在金融行业的应用优势日趋明显,开启了全新的金融发展模式—互联网金融模式,并逐渐成为金融行业的重要发展趋势。在新的经济发展形势下,传统银行业面临着严峻的挑战,这就需要积极研究互联网金融模式,紧紧跟随互联网金融的发展步伐,将网络优势加以有效发挥,优化升级金融产品,完善经营模式,从而实现自身的长远发展。本文就针对互联网金融模式及对传统银行业的影响进行分析和探讨。
At present, the development speed of Internet technology is getting faster and faster, and its application advantages in the financial industry have become increasingly clear. This has opened a whole new mode of financial development - the Internet financial model and has gradually become an important trend in the financial industry. Under the new economic development situation, the traditional banking industry faces severe challenges. This requires active study of the Internet financial model, closely following the development of Internet finance, effectively utilizing the network advantages, optimizing and upgrading financial products, and improving the business model , In order to achieve their own long-term development. This article analyzes and discusses the impact of the Internet financial model and the traditional banking industry.