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房屋按揭贷款是银行的主要业务之一,也是当前人们购房的主要方式。而房屋按揭贷款的特点,也使得其风险较为复杂。本文主要分析了当前房屋按揭贷款风险,并提出了相应的防范策略。
Home mortgage loans are one of the major businesses of the banks and are the main ways people buy their homes. The characteristics of home mortgage loans, but also makes the risk more complicated. This paper analyzes the current mortgage risk and the corresponding preventive measures.