在实施对民营企业信贷管理上,我们要从实际出发,在不降低贷款基本条件的前提下,尽可能做到掌握灵活、方便高效。在信贷授信上,对民营企业小额贷款的审批权限,在落实资信较好、实力较强的还款保证人的前提下可进一步放宽;对确认真 In the implementation of credit management of private enterprises, we must proceed from reality, without reducing the basic conditions for loans under the premise, as much as possible to be flexible, convenient and efficient. On credit credit, the examination and approval authority for small-sum loans of private enterprises can be further relaxed on the premise of better creditability and stronger repayment guarantor;