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在上海城市信用社系统中,只要提起董家渡城市信用社,人们就会对该社的特色服务和耐心周到,视储户为上帝的的精神赞不绝口,人们一定以为是一位金融和管理行家办社的结果,其实不然,该社的主任张晓光先生是步入金融行业才二年的“新兵”。 两年前,一个偶然的机会,张晓光被推上了董家渡城市信用社主任的位置。当时申城信用社已遍布大街小巷,而社会经济都处于治理整顿和调整的阶段,形势对信用社的发展不利,张主任硬是凭着一股实干精神,凭着全社员工聪明才智的开发和创造,在短短两年不到的时间内,使得信用社的资本金从开办时的100万发展到1994年底的500万、税前利润从开办不久的32万发展到1994年底的321.8万,信用社开立各类企业帐户1096户各类企业存款达14.828万、贷款余额4116万、现金净回笼一3465万元,1994年上交税金161万元,为支持南市区中小型企业、街道集体企业进行技术改造商业网点建设、产品经营结构调整共信贷投放了3941万元,支持区建设菜篮子工程80万元,1994年又新开设了一个储蓄网点;业务处理也部分实行电脑化,使该社从南市区七家信用社中开业最晚、经济实力最弱小的一家,一跃成为沪上有一定知名度、经济实力在区内名列
In the Shanghai Urban Credit Cooperatives System, people will appreciate the unique service and patience of the community as long as they bring up Dongjiadu City Credit Cooperatives. They will certainly think that it is a financial and management expert The result of the society is actually not the case. Mr. Zhang Xiaoguang, director of the society, is a “recruiter” who has only entered the financial industry for two years. Two years ago, by chance, Zhang Xiaoguang was put on the position of director of the Dongjiadu Urban Credit Cooperative. At that time, Shanghai Credit Cooperatives had spread all over the streets, and the social economy was in the stage of rectification and adjustment of governance. The situation was unfavorable to the development of credit unions. Director Zhang was relying on a hard-working spirit and with the cleverness and wisdom of all employees Created less than two years in a short time, making the capital of credit cooperatives from the start of the development of 1 million to 5 million by the end of 1994, pre-tax profit from the start of 320,000 development to the end of 1994 to 3.128 million, Credit unions opened a variety of corporate accounts 1096 various types of corporate deposits up to 148,280, the balance of loans 41,160,000, a net withdrawal of 34.65 million yuan in cash, taxes paid 1.61 million yuan in 1994, in order to support the small and medium-sized enterprises in South City, the streets A total of 39.41 million yuan was invested by collective enterprises in commercial network construction and product management restructuring, and 800,000 yuan was spent on supporting construction of vegetable baskets in the district. In 1994, a savings network was newly established. Business processing was partly implemented through computerization. Society from Nanzheng District seven credit cooperatives opened the latest, the weakest economic strength of a small company, became a certain reputation in Shanghai, the economic strength of the region ranked