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随着社会主义市场经济的发展,国民经济中多种经济成份逐步形成。银行商业化的运作,使银企双方各自成为相对独立的经济实体,有着各自的经济利益。一方面银行选择经济效益好、还款能力强的企业作为信贷伙伴;另一方面经济效益较好的企业也在选择资金雄厚、信誉较高的银行获取信贷资金。如何加强银企关系,探求银企合作的有效途径是目前银企共同关心的最新话题。济南市供销社、济南市农业银行于1999年先后二次召开了各企业经理、分行行长座谈会。专门就目前企业资产负债状况、房地产利用情况、信贷政策等问题进
With the development of the socialist market economy, various economic components of the national economy have gradually taken shape. The commercialization of banks has enabled both parties to become relatively independent economic entities and have their own economic interests. On the one hand, banks choose companies with good economic returns and strong repayment ability as credit partners; on the other hand, companies with better economic returns are also choosing banks with strong funds and high reputation to obtain credit funds. How to strengthen bank-enterprise relations and explore effective ways for bank-enterprise cooperation are the latest topics that banks and enterprises are currently concerned about. Jinan City Supply and Marketing Co., Ltd. and Jinan Agricultural Bank Co., Ltd. successively convened a meeting of managers of corporate managers and branch managers in 1999. Specifically on the current state of corporate assets and liabilities, real estate utilization, credit policy and other issues