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随着黄金市场的逐渐放开,黄金质押贷款将成为各商业性金融机构业务竞争的新热点。鉴于黄金质押贷款在我国还属一项新业务,为防范风险,商业银行办理黄金质押贷款应把好“三关”。一是政策法规关。目前,我国新的黄金管理法规尚未出台,对黄金制品的经营仍执行许可证制度,因而非正
As the gold market is gradually liberalized, gold-backed loans will become a new hot spot in the business competition of commercial financial institutions. In view of the gold pledge loan is also a new business in our country, in order to guard against the risk, commercial banks should take a good “three off” for the gold pledged loan. First, the policy laws and regulations. At present, China’s new gold management laws and regulations have not yet been promulgated, the operation of gold products still implement the permit system, which is not