金融档案是一种资源。它是银行实现现代化管理和科学决策的重要支撑,是银行信息库建设中不可或缺的重要环节。但是,档案资源只有被发掘、整理、利用,才能发挥其巨大的潜在效益,才能将隐形资产转变为潜在财富。面对全球金融危机带来的持续影响和日益激烈的同业竞争,商业银行档案管理部门应转换观念、抢抓机遇、创新方式,运用现代化科技手段,挖掘、整 Financial files are a resource. It is an important support for banks to realize modern management and scientific decision-making and is an indispensable and important link in the construction of bank information bank. However, only by excavating, sorting out and using archival resources can their huge potential benefits be realized and the invisible assets can be transformed into potential wealth. Faced with the continuing impact of the global financial crisis and the increasingly fierce competition in the industry, the archives management departments of commercial banks should change their concepts, seize opportunities and innovate ways, and use modern scientific and technological means to excavate and rectify