“农民最怕的就是出现大灾,尤其在发展规模经营过程中,一旦出现大灾,就是倾家荡产的‘毁灭性打击’。”李克强总理在4月26日的国务院常务会议上说,“所以我们必须发展大灾保险,这不仅可以提高农民抗灾抗风险能力,保障农民收入提高,也有利于发展现代农业。”今年年初的一次座谈会上,一位来自安徽的农业合作社理事长向总理反映,现有的农业大灾保险理赔标准太高,“大灾不赔, ”Farmers are most afraid of the occurrence of major disasters, especially in the development of large-scale business process, in the event of major disaster, is bankruptcy ’devastating blow.’ “ Li Keqiang April 26 at the State Department executive meeting said ”Therefore, we must develop catastrophe insurance, which will not only improve peasants ’ability to resist risks and risks, ensure farmers’ incomes increase, and facilitate the development of modern agriculture.“ At a symposium earlier this year, a chairman of an agricultural cooperative from Anhui Reflect to the Prime Minister, the existing claims of agricultural catastrophe insurance claims too high, ”disaster does not pay,