数学与我们的生活密切相关,数学在人们生活中的应用越来越普遍,金融问题中的数学应用就相当广泛,个人住房抵押贷款问题就是相当典型的例子.1问题的提出个人住房抵押贷款的客户在银行会看到一张贷款(万元)还款表(年利率6.255%),表1给出的是根据借款年限和利率而得到的月还款数额 Mathematics is closely related to our life. The application of mathematics in people’s lives is becoming more and more common. The mathematics application in financial problems is quite extensive. The problem of individual housing mortgage loan is a typical example. 1 The question of personal housing mortgage loans The customer will see a loan (ten thousand yuan) repayment schedule (annual interest rate 6.255%) at the bank. Table 1 shows the monthly repayment amount according to the loan period and interest rate.