“四一三”医疗保险模式是在客观总结国务院“两江”医改试点经验、教训的基础上,吸取武汉市商业职工医院“保险医疗”和美国的HMO等多种医保模式的优点,提出的一种医疗保险新模式。后又经几年实践,提出了与“四一三”医保模式相适应的“大小多少”医保配套措施。1“四一三”模 The “411” medical insurance model is based on the objective summary of the experiences and lessons learned from the “Two Rivers” medical reform pilot project of the State Council, and draws on the advantages of the “medical insurance” of the Wuhan Commercial Workers Hospital and HMO and other medical insurance modes in the United States A new model of medical insurance. After several years of practice, it proposed “matching medical insurance mode” and “matching the size of” medical insurance. 1 “four one three” model