6月份,我国资金面呈现高度紧张状态,“钱荒”被形容为“中国式次贷危机”。央行的公开函件对这次“钱荒”的定性非常明确:“由于金融市场变化因素较多,且临近半年末重要时点,客观上对商业银行流动性管理提出了更高的要求”。正如工行董事长姜建清所言,这是一次结构性的流动性紧张事件。也就是说,客观上6月份正好是商业银行的 In June, the capital of our country showed a high degree of tension. “Money shortage” was described as “the Chinese subprime mortgage crisis.” The public letter of the central bank is very clear about the nature of this “money shortage.” “As there are many factors in the financial market and are approaching an important point in the last half of the year, objectively putting forward higher requirements on the liquidity management of commercial banks ”. Just as Jiang Jianqing, chairman of the ICBC, said: This is a structural liquidity emergency. In other words, objectively in June just commercial banks