信用是指民事主体所具有的履行债务的能力,特别是偿付债务的能力在社会上获得相应的信赖和评价。随着市场经济的深入和发展,信用在社会经济生活中发挥着越来越重要的作用。作为信用的重要法律保障即信用立法应当体现怎样的价值取向,这对信用发挥怎样的作用具有非常重要的意义。因此,信用立法当遵循以下价值原则。 (一)平等、自由的价值原则 这是我国信用立法应遵守的首要价值原则。 Credit refers to the ability of the civil subject to fulfill its obligations, especially the ability to pay debts in the community to obtain the appropriate trust and evaluation. With the deepening and development of market economy, credit plays an increasingly important role in social and economic life. As an important legal guarantee of credit, that is, what kind of value orientation should be reflected in the credit legislation, which is of great significance to the role of credit. Therefore, the credit legislation should follow the following principle of value. (A) the principle of equality and freedom of value This is the primary value principle that our credit legislation should abide by.