风险管理起源于美国.在20世纪50年代,美国的大公司发生重大损失促使高层决策者认识到风险管理的重要性。在随后几十年中.对企业的人员、财产和自然资源进行适当保护已形成了一门新的管理学科。直到20世纪80年代,风险管理开始引入我国,并日益受到重视,这必将对中国经济的发展和社会进步产生积极影响. Risk management originated in the United States. In the 1950s, major losses in large US companies prompted high-level policymakers to recognize the importance of risk management. In the ensuing decades, the proper protection of personnel, property and natural resources of enterprises has formed a new discipline of management. Until the 1980s, risk management began to be introduced into our country and was increasingly valued. This will certainly have a positive impact on China’s economic development and social progress.