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当前,全国很多地区都在推行农业保险,很有些“撒豆成兵”的态势。不过,在看到农业保险“高歌猛进”的同时,也要看到农业保险的发展还存在“前进中的曲折”。如保险覆盖面不够宽、业务运营费用较高、承保风险过于集中、农民因负担过重投保积极性不高等问题,影响和制约了“三农”保险的健康发
At present, agricultural insurance is being implemented in many parts of the country and there are some situations in which “making beans into soldiers”. However, while looking at agricultural insurance, “triumphing”, we must also see that the development of agricultural insurance still has “twists and turns in progress.” Such as insurance coverage is not wide enough, business operations costs are high, underwriting risk is too concentrated, farmers are not motivated by excessive burden of insurance issues, affecting and restricting the “three rural ” health insurance hair