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企业积极健康的成长发展,离不开完善的管理。而是否建立科学的预算管理体系、以及预算体系覆盖程度及准确与否是衡量一个企业管理状况和管理水平的重要因素。而全面预算管理就是立足于企业的战略出发,以企业所有的经营业务及经营活动为基础,对预定期内的经营活动、投资活动和财务活动,通过预算量化的方式进行合理的规划、预测,促使企业的管理向科学化、精细化、标准化管理发展。当前,经济环境越来越复杂,经济发展也更加细化及量化。商业银行经营的就是风险,它作为和企业一样的市场经营主体,在金融深化和市场开放的改革浪潮中面临着巨大的竞争压力。全面预算管理的作为一种全流程的财务管理机制,对于提高商业银行经营管理水平和风险控制能力具有积极的推动作用。
Active and healthy growth and development of enterprises, inseparable from the sound management. Whether to establish a scientific budget management system and how the coverage and accuracy of the budget system are important factors in measuring the management status and management level of an enterprise. The comprehensive budget management is based on the strategy of the enterprise. Based on all the business operations and business activities of the enterprise, the budgetary operations, investment activities and financial activities within the scheduled period are rationally planned and predicted through the quantitative methods of the budget. Promote the management of enterprises to scientific, refined, standardized management and development. At present, the economic environment is becoming more and more complex and the economic development is more refined and quantified. Commercial banks run the risk. As the main body of market management in the same way as the enterprises, they face enormous competitive pressure in the wave of reforms in financial deepening and market liberalization. As a whole-process financial management mechanism, total budget management plays a positive role in promoting the operation and management level and risk control ability of commercial banks.