1998年国务院房改与住宅建设工作会议最大的突破，在于确定建立以经济适用住房为主的多层次住房供应体系，明确从1998年下半年开始停止实物分配，逐步实行住房分配货币化。在房改总的政策目标下，各地区分别决策。由于经济、社会条件构差异，各地的房改方案也存在一些不同之处? The breakthrough of the conference on housing reform and housing construction by the State Council in 1998 was to determine the establishment of a multi-level housing supply system based on affordable housing. It is clear that the cessation of in-kind distribution should be stopped from the second half of 1998 and the monetization of housing allocation should be phased in. In the overall policy objectives of the Housing Reform, all regions separately decision-making. Due to the differences in economic and social conditions, there are some differences in housing reform programs across the country.