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在互联网金融的炙烤下,内地银行本就四面楚歌,如今又迎来了沪港通,是挑战也是机遇,银行该如何突破重围?2014年11月10日,中国证监会和香港证监会早间发布联合公告宣布,沪港通股票交易于2014年11月17日正式启动。但相较于“剁手党”双十一购物狂欢节的疯狂,沪港通的表现却令人大跌眼镜。开通首周3000亿元沪股通总额度仅消耗236.24亿元,占比7.87%;2500亿港股通总额度仅消耗32亿元,占比1.28%。不久前,A股16家上市银行三季报显示,银行存款总额为75.62万亿元,同比降幅达1.97%。其中,有13家银行存款减少,银行存款总额首次出现负增
Under the scorching of internet finance, mainland banks have always been besieged and now ushered in Shanghai-Hong Kong Stock Connect. It is a challenge and an opportunity. How can banks break through? On November 10, 2014, the China Securities Regulatory Commission and Hong Kong Securities and Futures Commission Issued a joint announcement announced that the Shanghai-Hong Kong Stock Connect was officially launched on November 17, But the performance of Shanghai-Hong Kong Stock Connect is surprising compared to the madness of the “Chopra” double-december shopping carnival. The opening amount of 300 billion yuan of Shanghai Stock Connect in the first week only consumed 23.624 billion yuan, accounting for 7.87%. The total amount of 250 billion Hong Kong shares passed only 3.2 billion yuan, accounting for 1.28%. Not long ago, the three quarterly reports of 16 listed A-share listed banks showed total bank deposits of 75.62 trillion yuan, a year-on-year decrease of 1.97%. Among them, 13 banks reduced their deposits and the total negative balance of bank deposits increased for the first time