一、问题的提出中 国在建立社会主义市场经济的转型进程中 ,金融发展从二十世纪八十年代初期推进到现在 ,实质是一个金融结构的变化过程 ,而作为其基础的又是金融资产结构的变化。纵观世界金融发展的历史长河 ,金融资产结构的变化虽一般表现为缓慢的渐进方式 ,却不乏在某一特定 First, the issue raised China in the process of building a socialist market economy in the process of transition, financial development from the early 1980s to the present, the essence is a process of changes in the financial structure, and as its basis is the structure of financial assets The change. Looking at the long history of world financial development, the changes in the structure of financial assets, though generally manifested in a gradual and gradual way, are lacking in a specific