改革开放以来,我国经济发展速度加快,这与中小企业的蓬勃发展是休戚相关的。中小企业的快速发展,促进了我国经济快速发展,推动技术革新,并为社会提供了更多的就业机会,在我国实现可持续发展的道路上起到重要的作用。但是,中小企业的融资问题日益突出,这就成为了阻碍中小企业发展的巨大障碍。本文通过分析我国目前中小企业融资现状,找出存在问题的原因,并提出相应的解决对策。 Since the reform and opening up, China’s economic growth has accelerated, which is closely related to the vigorous development of SMEs. The rapid development of small and medium-sized enterprises has promoted the rapid economic development of our country, promoted technological innovation and provided more employment opportunities for the community, playing an important role in our country’s path of achieving sustainable development. However, the financing problem of SMEs has become increasingly prominent, which has become a huge obstacle to the development of SMEs. This article analyzes the current situation of SME financing in our country, finds out the reasons for the existing problems, and puts forward corresponding solutions.