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福建南安农商行以农户信息建档为抓手,探索自身的贷款集中度管理方法,走出了一条特色化的支农道路五年前,福建南安农商行面临大额贷款投放集中及相应贷款风险日益显现的困境。在充分意识到贷款集中度高企对全行业务健康发展产生重大隐患后,南安农商行开始调整经营方向,积极寻找贷款集中度管理突破口。经过积极探索,最终确定以农户信息建档为抓手,
Fujian Nanan Rural Commercial Bank to farmers information archives as the starting point to explore its own loan concentration management methods, out of a distinctive road to support five years ago, Fujian Nan’an Rural Commercial Bank faces a large loan concentration and the corresponding loan risk increasingly Show the dilemma. Fully aware that the high concentration of loans posed major risks to the healthy development of the Bank’s banking business, Nan’an Rural Commercial Bank started to adjust its business direction and actively sought breakthroughs in the management of loans in a centralized manner. After a positive exploration, and ultimately determine the file as the starting point for farmers information,