农民工是中国一支新型劳动大军。在城市的建设发展中,到处留下他们的足迹。农民工,毫无疑问已成为产业工人的重要组成部分,成为推动中国经济社会发展的重要力量。不过,与城镇职工相比,农民工收入偏低,还常常被拖欠;他们为城市发展贡献了力量,但生活居住、子女上学却不能和城市职工一样享受城市的便利;因为乡音重点、衣服土点、对城市的了解少点,他们还常常遭遇“白眼”;他们从事着许多又脏、又危险的工作, 却往往没有任何社会保障。根据中华全国总工会的一项调查,农民工养老、失业、医疗、工伤、女职工生育保险的参保率分别只有33．7％、10．3％、21.6％、31．8％和5．5％,而农民工的企业补充保险、职工互助合作保险、商业保险的参保率就更低,分别只有2．9％、3．1％和5．6％。 Migrant workers are a new type of labor force in China. In the city’s construction and development, leaving their footprints everywhere. Migrant workers, no doubt, have become an important part of industrial workers and have become an important force in promoting China’s economic and social development. However, compared with urban workers, migrant workers have low incomes and are often often left behind in arrears; they contribute to urban development but live in cities where children go to school but can not enjoy urban convenience just as urban workers do; They know little about cities, and they often suffer from “dirty eyes”; they are engaged in many dirty and dangerous jobs, often without any social security. According to a survey conducted by the All-China Federation of Trade Unions, the coverage rate of migrant workers ’retirement, unemployment, medical care, work-related injuries and female employees’ maternity insurance are only 33.7%, 10.3%, 21.6%, 31.8% and 5 respectively. 5%. However, the supplementary insurance for migrant workers, the cooperative insurance for staff and workers, and the insurance for commercial insurance are even lower at 2.9%, 3.1% and 5.6% respectively.