一、问题的提出某日,原告甲公司驾驶员驾驶该公司一辆宝马车行驶至穿桥而过的下挖式道路时,由于该道路大量积水,造成该车进水抛锚。经维修,原告花费了更换发动机的费用18万元和其他零部件的维修费62700元。由于原告未为该车辆投保发 First, the issue put forward One day, the plaintiff a company driving a driver driving the company to wear a bridge and the underpass road, due to a lot of water on the road, causing the car broke down. After repair, the plaintiff spent the replacement of the engine costs 180,000 yuan and other parts maintenance costs 62,700 yuan. Since the plaintiff did not insure the vehicle