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在中国经济结构转型,特别是移动互联等发展迅猛的当下,在与互联网相关的产品和服务创新上,外资银行明显落后于中资竞争对手。根据加入WTO的承诺,我国从2006年12月11日起,对外资银行全面开放人民币业务,监管标准也与中资银行逐步趋同。实现国民待遇十年来,外资银行在中国取得了长足发展,并成为中国银行业中极具特色的一个群体。
At a time of rapid economic development in China, especially in the mobile Internet industry, foreign banks obviously lag behind Chinese rivals in the innovation of Internet-related products and services. According to the promise of joining the WTO, starting from December 11, 2006, China’s foreign banks have fully liberalized their RMB business and regulatory standards have also converged with those of Chinese-funded banks. Realizing National Treatment Ten years ago, foreign banks made great strides in China and became a group with unique characteristics in China’s banking industry.