案例陈某多年来一直承包某钨矿多口矿井的开采。2006年1月,陈某为其手下的30多名民工每人购买了一份人身意外伤害保险,每份保险的保险限额为8万元人民币。当年7月25日爆破工刘莱在工作中不幸被一块飞石击中头部当场死亡。不久,保险公司把8万元保险金及时赔付给了刘某的亲属。嗣后,刘某的亲属又找到陈某,以雇员受害赔偿为由,要求陈某赔偿死亡补偿费等共 Case Chen has been contracting a mine several mines over the years mining. In January 2006, Chen bought a piece of personal accidental injury insurance for more than 30 migrant workers under his control, each with an insurance limit of 80,000 yuan. On July 25 that year, blasting worker Liu Lai was unfortunately killed in the work by a flying stone hit the head on the spot. Soon, the insurance company 80,000 yuan insurance payments to Liu's relatives in time. Subsequently, Ryu's relatives and found Chen, employees compensation for compensation grounds, requiring compensation for death, Chen and a total of other costs