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近日,河南省扶沟县人民法院城郊法庭审结一起保险合同纠纷案件。2011年3月21日,原告冯某为其车辆在被告某保险公司处投保了车辆损失险等商业保险。被告出具的保险单左下方有“明示告知”一栏,第二条为:“请详细阅读所附条款,特别是有关责任免除和投保人、被保险人义务的部分。”保险单背面附有机动车商业保险条款,其中车损险第四条中规定:“保险车辆在竞赛、检测、维修、养护、被扣押、征用、没
Recently, Fugou County People’s Court in Henan suburbs court concluded a contract of insurance disputes. March 21, 2011, the plaintiff Fengmou for the defendant in the insurance company insured a vehicle loss insurance and other commercial insurance. The bottom left of the insurance policy issued by the defendant has the column of ”expressly informing“, the second is: ”Please read the attached clauses in detail, especially the exemption of liability and the part of the insured and the insured.“ Insurance The back of a single commercial motor vehicle with the terms of insurance, including car damage insurance in Article IV: ”insurance vehicles in the race, testing, maintenance, conservation, seizure, requisition, no