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互联网的发展和信息爆炸已经将我们推入了以云计算和大数据为新特征的信息社会,数据爆炸性增长催生了大数据技术的出现,引发了一系列衍生物出现,如互联网金融等等,大数据已经不再只是研究实验室的研究课题,它们已经冲击着社会,并对商业实践产生颠覆性的影响。金融业作为传统行业之一,也感受到了地震,金融机构若不能紧随经济、技术和社会的发展而发展,就会面临被淘汰的危险
The development of the Internet and the explosion of information have pushed us into the information society characterized by cloud computing and big data. The explosion of data has given rise to the emergence of big data technologies that have led to the emergence of a series of derivatives such as Internet finance, Big data is no longer just a research lab in research labs that have hit society and have a disruptive impact on business practices. As one of the traditional industries, the financial industry also felt the earthquake. If the financial institutions can not follow the development of economy, technology and society, they will face the danger of being eliminated