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随着经济社会的快速发展,火灾已成为威胁公共安全、危害人民生命财产的多发性灾害。为有效防范和化解火灾风险,提高社会的火灾风险管理水平,切实保护公民合法权益,减轻火灾后政府救助负担,深圳市率先开展了火灾公众责任险试点工作。笔者结合本单位开展火灾公众责任险试点工作的实际,就推行火灾公众责任险的必要性、法律依据、风险评估,以及如何推进火灾公众责任险、如何做好火灾预防工作等方面阐述了自己的观点,为相关单位推进火灾公众责任险工作提供一些参考。
With the rapid economic and social development, fire has become a multiple disaster that threatens public safety and endanger people’s lives and property. In order to effectively prevent and resolve fire risks, improve the management level of fire risk in society, effectively protect the legitimate rights and interests of citizens and reduce the burden of government relief after the fire, Shenzhen took the lead in carrying out pilot work on fire public liability insurance. Based on the actual work of this unit in carrying out pilot work of fire public liability insurance, I elaborate on the necessity, legal basis and risk assessment of fire public liability insurance, how to promote fire public liability insurance and how to do well in fire prevention work. Point of view, for the relevant units to promote public liability fire work to provide some reference.