保险服务贸易是国际金融服务市场中行业规模和经济影响较大的服务行业之一。本文结合中国保险服务贸易的实际情况,分析了入世对中国保险业正反两方面的影响,并从实证角度进行了深入的利弊权衡,在此基础上提出了入世后我国保险业的法律应对。 Insurance service trade is one of the service industries in the international financial service market with large scale of industry and economic impact. Based on the actual situation of China’s insurance service trade, this article analyzes the impact of WTO accession on both positive and negative aspects of China’s insurance industry, and carries out in-depth trade-offs from an empirical point of view. On this basis, it puts forward the legal response to China’s insurance industry after China’s accession to the WTO.