信用制度作为一种基础性制度,它的建立同样有赖于政府。政府对法律规则可信的承诺是经济发展的关键。它是扼制机会主义行为和减少交易费用的条件。政府的职能主要是作“市场做不了或不愿做”的事,它的行为本身的目的是节省交易费用。信用制度的确立就是要保证并加快改革朝市场主导型方向 Credit system as a basic system, its establishment also depends on the government. The government’s credible commitment to legal rules is the key to economic development. It is a condition for curbing opportunistic behavior and reducing transaction costs. The main function of the government is to make “the market can not do or do not want to do,” its behavior itself is to save the transaction costs. The establishment of the credit system is to ensure and speed up the reform toward market-oriented direction