伴随着社会的不断发展,国家经济水平的不断提升,各种各样的金融服务行业应运而生,随着互联网进程的日益加快,金融业也朝着互联网+时代发展,伴随着通信水平的日益提升,电子商务平台的搭建越来越完善,这为广大消费者提供了很大的便利,让他们实现了利用互联网电子商务平台进行交易支付,大大节省了时间。支付宝是当今互联网金融发展的一个成功案例,现在很多消费者都选择用支付宝支付,因为支付方便,不必携带现金,为消费者提供了很大的便利,同时也为支付宝带来了极大的利益,可以说是双赢的,本文以支付宝为例,阐述了当今互联网金融的现状,分析了互联网金融的创新与未来的发展。 With the continuous development of the society and the constant improvement of the national economy, a great variety of financial services industries have emerged. As the Internet progresses faster and faster, the financial industry is also moving toward the Internet + era. With the increasing level of communication Improve, e-commerce platform to build more and more perfect, which provides consumers with a great convenience, allowing them to use the Internet e-commerce platform for transactional payments, saving time. Alipay is a successful case of the development of Internet finance in the world today. Many consumers now choose to pay with Alipay because they are easy to pay and do not have to carry cash, thus providing great convenience to consumers and bringing tremendous benefits to Alipay , We can say that this is a win-win situation. This article takes Alipay as an example, expounds the status quo of Internet finance today, and analyzes the innovation and future development of Internet finance.