近年来,对住房公积金的议论甚多。现就其来龙去脉(注:不讲来龙去脉有些问题讲不透)和人们提出的几个问题,与大家共同探讨。 “房改”碰到的最大困难我国“房改”的主要任务,是把旧的公房低租金制度改为住房商品化与适度住房社会保障相结合的新住房制度。一项重大改革必然会碰到许多困难,我国“房改”碰到的许多困难中,最大的困难是经济承受能力不足。大家知道,住房问题归根结底是个经济问题,如果国家经济实力强了,人民收 In recent years, many discussions on housing provident fund. Now its ins and outs (Note: do not talk about some ins and outs) and people raised several issues to discuss with everyone. “Housing reform ” the greatest difficulties encountered China “housing reform ” the main task is to change the old public housing low rent system into housing commercialization and moderate housing social security combined with the new housing system. A major reform will inevitably encounter many difficulties. Among the many difficulties encountered by China’s “housing reform,” the biggest difficulty is the lack of economic affordability. As we all know, the housing problem is ultimately an economic issue. If the national economy is strong,