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去年10月22日,央行再次降低了存贷款利率。此次降息幅度之大,出乎市场预料。银行存款利率的再次降低,使得原本以存款为主的工薪族.感到有必要寻觅一些安全性、变现性、收益性较佳的投资品种。为此,笔者介绍一些较为合适的品种,供市民们参考。 一可选择绩优股,享受长线投资的高回报。由于工薪族没有过多的闲暇时间,资金和技术又相对薄弱.“跑进跑出”做短线风险较大,不妨静下心来挑选一到两只业绩优良的个股,作一番长期投资。从目前来看可在四大板块中去寻觅。第一种是金融类个股。据统计此次降息后,金融类上市公司得益多多,预计利润可提高
On October 22 last year, the central bank once again reduced the deposit and loan interest rates. The rate cut, out of the market expected. Once again, the interest rates on bank deposits have dropped so that the originally salaried workers in the deposit-taking group felt it necessary to find some investment products with better security, liquidity and profitability. To this end, I introduce some of the more suitable varieties for public reference. A choice of blue chip, enjoy the long-term high return on investment. Because wage earners do not have too much leisure time, capital and technology are relatively weak. “Run in and out” to do short-term risk, may wish to stop and choose one or two stocks with good performance for some long-term investment. From the current point of view can be found in the four plates. The first is financial stocks. According to statistics, after the interest rate cut this time, financial listed companies have benefited greatly and the profit is expected to increase