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信贷计划预测编报及执行是计划管理的核心内容。计划预测编报准确与否,执行率的高低,不仅对计划管理调控和引领业务发展具有重要意义,而且对行领导的经营决策及全行业务的稳健经营起着关键性作用。当前各级行计划预测编报普遍存在不准不实和计划执行率偏低的问题,对业务发展的推进颇显被动。如何进一步完善信贷计划管理方式,提高计划预测编报的准确率,是目前计划管理工作的重要课题。
Forecasting and implementation of credit planning is the core of program management. The accuracy of project planning and forecasting implementation, the implementation rate of the level, not only for the regulation and control of the program management and leading business development is of great significance, but also for the leadership of the business decisions and the banking business plays a key role in sound operation. The current plan at all levels of planning and forecasting ubiquitously prevailed inaccurate and the plan implementation rate is low, the development of business development quite passive. How to further improve the credit planning management and improve the accuracy of planning and forecasting is an important issue in the current plan management.