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据研究,5-12岁是儿童理财教育的关键期,然而中国财商培养的程度却远不如国外来得普遍和深入,致使我们的孩子在理财、消费理念上产生许多误区和不良后果,这与我国经济社会发展要求不相适应。可见,对孩子进行“财商教育”刻不容缓。一、财商与财商教育财商,通俗地说就是一个人赚钱、理财的潜力和能力。财商教育一般包括四个方面,即理财观念、理财能力、创富欲望、事业潜能。与智商、情商等并列,财商是现代人的基本素质之一。财商教育是借助智商、情商教育的表达方式提
According to the study, 5-12 years old is the critical period for children’s financial management education. However, the level of financial development in China is far behind that of foreign countries, which leads to many errors and adverse consequences on our children’s financial management and consumption concepts. China’s economic and social development does not meet the requirements. Can be seen, the child “financial education ” urgent. First, the financial business and financial business education, generally speaking, is a person to make money, the potential and ability to manage money. Financial education generally includes four aspects, namely, financial management concepts, financial management ability, desire to create wealth, career potential. And IQ, emotional quotient juxtaposed, financial business is one of the basic qualities of modern people. Financial education is to use IQ, EQ education expression