论文部分内容阅读
农信社的金融资产主要是贷款。贷款品种的创新与质量的优劣,体现着农信社的经营管理水平。本栏目集中了几篇各地农信社有关贷款品种创新与管理的典型事例,供读者参考。近年来,广西区联社加强信贷管理,严控信贷风险,不良贷款持续下降。截至2008年5月末,全区农信社各项贷款余额700.77亿元,其中不良贷款余额比区联社成立时的2005年9月末下降54.70亿元,不良率下降20个百分点。
The financial assets of rural credit cooperatives are mainly loans. Innovation and quality of loan varieties of the pros and cons, embodies the RCCs management level. This column focuses on several typical examples of innovation and management of various RCCs in various RCCs for readers’ reference. In recent years, Guangxi District Association has strengthened credit management, strictly controlled credit risk, and non-performing loans continued to decline. As of the end of May 2008, the entire rural credit cooperatives loan balance 70,077,000,000 yuan, of which the non-performing loan balance than the establishment of the District Association of the end of September 2005 down 5.75 billion yuan, non-performing rates fell by 20 percentage points.