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自改革开放至今已三十年有余,这三十几年来中国国民经济得到了飞速发展,在这当中中小企业表现尤其突出,发展势头迅猛,一步步成为国民经济不可或缺的部分,为国民经济发展贡献了重要力量。但是近年来,由于人力成本迅速提高、原材料价格不断攀升、人民币升值压力显著加大等许多原因,致使多数企业都游走于倒闭的边沿。2008年的金融危机更是加剧了上述情况,外部经济形势不断恶化,内部改革压力与日俱增,在内外部因素的双面夹击作用下,中小企业资金紧张的问题尤为突出。本文先分析了我国中小企业融资现状和融资压力的原因,最后结合我国中小企业的实际提出了一些建议。
Since the reform and opening up, more than 30 years have passed. In the past 30 years, the national economy of China has witnessed rapid development. Among these, the performance of SMEs has been especially outstanding. The momentum of development has been swiftly developed and become an indispensable part of the national economy step by step. Development contributes an important force. However, in recent years, due to the rapid increase of labor costs, the rising price of raw materials and the pressure of appreciation of the Renminbi, many other reasons have caused most enterprises to swim at the edge of bankruptcy. The 2008 financial crisis has exacerbated the above situation. The external economic situation has deteriorated continuously and the pressure of internal reform has been increasing day by day. Under the double-sided attack of internal and external factors, the problem of capital shortage for SMEs is particularly prominent. This article first analyzes the reasons for the current financing situation and financing pressure of SMEs in our country, and finally puts forward some suggestions in light of the actual conditions of SMEs in our country.